Traditional credit scores and lending practices are being challenged everywhere. Peer-to-peer lending is on the rise, customers keep demanding faster service, and more accurate scoring methods are making credit available to many deserving consumers and small businesses. As FinTech transforms lending, only firms that adapt will continue to profit. Direct Lending is a Direct Threat…

The FinTech revolution is on the verge of finally delivering on some of the longstanding promises of artificial intelligence. Most of us grew up hoping for a world where robots would do repetitious work for us, but the future is never what we expect it to be. Even though we are unlikely to get mechanical…

FinTechs are rapidly developing new tools for entrepreneurs everywhere. Crowdfunding allows innovative startups and other entrepreneurs to raise funds in ways that were never possible before. FinTechs have also created ways for small and medium-sized enterprises (SMEs) to process payments like their larger competitors. We all need to take steps to keep up with the…

Europe's FinTech revolution is bringing exciting new changes to the once placid world of finance. European startups like TransferWise and Revolut are transforming how people everywhere exchange currencies. KPMG reports that investment in European FinTech companies reached over 2 billion US dollars in the 4th quarter of 2017. Can all of this progress be sustained?…