Blog

The New Wealthtech

27 January 2020

The fintech revolution is coming to wealth management. Robo-advisors are leading the way, but the changes in wealth management are just beginning. Many large brokerages in the US eliminated commissions on stock trades in the fall of 2019. As zero-commission trading takes hold everywhere, robo-advisors will have far more scope to trade. Wealthtech is changing […]

Building Better Credit Models

27 December 2019

Traditional credit scores can now be augmented with new information to build better credit models. Social media profiles, GPS location data, and transaction records can help to form a complete picture. The benefits of better credit models might include more accurate pricing of credit, fewer defaults, and broader access to credit. More Accurate Than a […]

Leapfrogging into the Fintech Age

19 December 2019

Financial firms that have been slow to adopt new technologies often worry that they cannot catch up. Yet, many developing countries have successfully used leapfrogging strategies to equal and even surpass advanced economies. If entire nations can use leapfrogging to advance beyond the leaders, then financial firms can too. The Theory of Leapfrogging Today, the […]

Fintech Solutions for Intellectual Property Management

10 December 2019

Although relatively little has been done so far, financial technology has enormous potential for intellectual property management. At the earliest stage, fintech could give small intellectual property holders a quick and easy way to establish ownership. Financial technology might eventually allow for automatic partial licensing of intellectual property and enable greater customization of the user […]

News

ECB predicts, in a severe scenario, that NPL levels could reach €1.4 trillion once COVID-19 relief measures are withdrawn

6 September 2021

Some €99.3bn of non-performing loans (NPL) sales have already been announced in 2021, which would surpass last year’s total of €77.8bn across 103 transactions, according to analysis from Deloitte.

EBA starts consultation process for NPL transaction data templates

6 September 2021

In the EBA guidelines on management of non-performing and forborne exposures, banks are required to introduce and operationalise NPL reduction strategies. DLA Piper’s Portfolio Solutions Group has started its internal review process on EBA’s consultation process for NPL transaction data templates. DLA Piper will provide, in particular, country specific views and a diverse approach taking […]

EU NPL Market to Benefit from More Maturity and Transparency

6 September 2021

The market for non-performing loan (NPL) transactions in the EU will benefit from improved maturity and transparency following recent legislative and regulatory initiatives. The initiatives should be favorable for the NPL market. “More transparent pricing could also motivate existing NPL sellers to sell more portfolios and more banks to start selling NPLs, both of which […]

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