Non-performing loans did exist before the pandemic but the strong, growing economies kept the number of them reducing and lenders were happy with their credit risks. Covid-19 impact on the financial markets was fast and serious so the global economies were badly hit. The counteractions to respond to the economic crisis started slowly and the […]
The fintech revolution is coming to wealth management. Robo-advisors are leading the way, but the changes in wealth management are just beginning. Many large brokerages in the US eliminated commissions on stock trades in the fall of 2019. As zero-commission trading takes hold everywhere, robo-advisors will have far more scope to trade. Wealthtech is changing […]
Traditional credit scores can now be augmented with new information to build better credit models. Social media profiles, GPS location data, and transaction records can help to form a complete picture. The benefits of better credit models might include more accurate pricing of credit, fewer defaults, and broader access to credit. More Accurate Than a […]
Financial firms that have been slow to adopt new technologies often worry that they cannot catch up. Yet, many developing countries have successfully used leapfrogging strategies to equal and even surpass advanced economies. If entire nations can use leapfrogging to advance beyond the leaders, then financial firms can too. The Theory of Leapfrogging Today, the […]
Another year, another great collaboration with SmithNovak NPL Europe London, where we are proud sponsors! Looking forward to our annual meeting in London, to exchange insights and talk about the latest market trends. Our own Jarmo Kesanto, International Business Development Manager Relational FS, will go on stage to chat with other market experts at the “Collections Technology” […]
We are pleased to announce that Relational is becoming an Atlassian Solution Partner. This partnership is a result of the merger agreement between Cententia and Relational and follows the process of transferring all related activities and personnel of Cententia to Relational. Cententia has been an Atlassian Solution Partner since 2007, offering high-quality consulting & development […]
We are excited to announce that we are once again a proud sponsor of SmithNovak’s NPL Iberia Conference, taking place in Madrid on 29 November! We will be announcing our speakers soon, until then please check out our website for more info. More about the event here