Blog

A Simpler Future for Fintech

23 September 2019

Remember how technology was supposed to make life easier in the future? Today, most people struggle to keep up with multiple bank accounts, ever-expanding investment options, and endless security threats. The success of companies like Apple and Google shows that there is a real demand for simpler technology. The future of fintech will also be […]

Credit and Debit Cards in the Fintech Era

16 September 2019

Credit and debit cards have existed for decades, but fintech is changing how they operate. Big Tech companies and cryptocurrencies are eager to offer cards so they can capture more retail sales. On the other hand, smartphones could replace all cards. Chips are already replacing magnetic stripes on cards, and some fintechs want to consolidate […]

Voice Assisted Finance

20 June 2019

A new era of intelligent voice recognition is beginning, and financial institutions need to start preparing. Capgemini found that 28% of voice technology users already make money transfers, and 44% want to use voice assistants for banking. Next generation voice recognition technology like Google Assistant and Amazon Alexa could become just as important as websites. […]

The Rise of APIs in Finance

10 June 2019

APIs are playing an increasing role in finance. They open up new possibilities in some fields, while in other areas recent regulations require banks to use them. This unusual combination of favorable developments led to explosive growth during the last decade. Standardized APIs will change the way that financial institutions interact with each other, their […]

News

CKV / Relational: New collaboration

5 April 2022

The Belgian niche bank CKV has selected AroTRON Debt Management platform to manage their loans portfolio and automate their debt collection, recovery and restructuring processes, in order to make its application landscape complete and future proof. The Company CKV is an unlisted, independent, stable, Belgian niche bank that has been active throughout Belgium since 1956 […]

Can an NPL “wave” be avoided on 2022?

3 February 2022

Have you heard about the NPL tsunami? Different players in the NPL market have expressed their worries about rapidly worsening bank asset quality and an ensuing ‘NPL tsunami’ from the COVID pandemic. Those challenges have not materialised so far and one reason for keeping them on hold is clearly the policy mix that governments have […]

The non-performing loans directive is now live

28 January 2022

On 24 November 2021, the European Parliament approved the final version of Directive 2021/2167 which addresses high levels of non-performing loans held by banks in the European Union (the NPL Directive). The Directive has been under discussion since 2018. The accelerated legislative process to approve the Directive last November could have been triggered by the […]

Relational